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Horses

A Beginner’s Guide to Owning a Horse

First and foremost, before we continue, buying a horse involves a huge financial commitment and the decision needs to be considered carefully before proceeding.

After you have carried out all the necessary research and made your decision that you wish to own a horse or pony, continue reading for further information on what you need to consider when owning your first horse. Owning your very own horse can be an amazing experience but it comes with its own challenges. The following guide gives an insight to first time horse owners.

Outside space for your new horse

The first thing to find is an outside space for your horse. This spacious area will be used for relaxation, exercise and grazing. Many horses love grass fields and the outdoors during the day. You don’t want to leave your horse outside for extended periods though. Regular exercise will keep your horse healthy and prevent it from becoming overweight. When looking for a vast open space, think about how much it will cost you. It’s recommended to get your horse in a field with other horses, this is because they will enjoy the company as they are herd animals.

Indoor space for your new horse

It is equally important to find the correct shelter for your horse. The majority of liveries will include the relevant shelter. A stable provides good shelter. As stated previously, consult your budget to see what options are available.

Essential stable equipment

Once you have your horse’s accommodation sorted, this area will need to be maintained with the necessary tools. Here’s a list of things you will need:

  • Feeding buckets and hay nets: these will ensure your horse is well fed
  • Pitch forks: An essential tool to help clean the stable
  • Stable broom: Used to clean smaller bedding areas
  • Wheelbarrow: Transporting grass and hay etc, this will help to reduce the number of trips around the stable
  • Manure fork: The prongs of this type of fork are much closer compared to a general fork which is wider.

    Moving your horse around

    A used horse trailer is a good option that will help you save money. A new trailer can cost between £3,000 and £6,000 on average. If you decide to purchase a used horse trailer, consider the following:

    • Is it in full working order
    • No evidence of rotting or rust of any kind
    • 0% chance of a roof leak
    • Ensure tyres are in excellent condition

    Grooming your horse

    By now, you will have everything you require to accommodate and transport your horse. Here is a list of items that will be needed to take good care of your horse:

    • Grooming gear: This will help you make sure your horse’s coat is kept in excellent condition. Make sure you have a body brush, curry comb, hoof pick, and mane comb.
    • Halter and lead rope: This is used to lead your horse in any direction. Look for one that is adjustable.
    • Stable rug: This is helpful during the cold winter months. This will give them additional protection from lower temperatures and keep them nice and warm.

    Horse Tack

    Horse tack is an all-encompassing term used to describe the items that will be used to assist you in riding your horse. Here is a list of examples:

    • A bridle is the riding head collar, typically made from leather
    • Girth and cinch, this is used to strap on the saddle
    • Horse boots
    • Martingale, this is strapped from the girth to the head piece
    • Reins
    • Saddle blanket
    • Saddle pad
    • Stirrups

    Horse riding clothing

    There are many different types of horse riding clothing, below we have covered the essentials that you will need for comfort and more importantly, your safety:

    • Breeches: These are leggings making it comfortable for you and your horse
    • Body protector: This will help you in the event of falling from your horse and provide additional protection
    • Riding helmet: A must have to protect your own head, likely the most important piece of safety gear needed
    • Riding boots: Ensure these are heeled to provide extra grip when riding

    Horse Insurance

    You will want to make sure you have the right cover after pursuing this new endeavour. When you consider how much you have already spent, you will come to the conclusion that horse insurance is a must have. Horse insurance can help with veterinary bills, a third party incident, illness and injury to your horse. This will help you cover the financial costs should the unexpected happen. In simple terms, horse insurance can cover the following:

    • Accidents, illnesses and injuries
    • Equipment
    • Horse liability
    • Loss of use
    • Trailers and horsebox – see horsebox insurance
    • Vet bills

    Without horse insurance, you will not receive any financial assistance should you have an unforeseen circumstance. It is your responsibility to ensure you have the right type and level of cover in place. As an example, you will need rider insurance, if you wish to ride your horse. It is advisable to consider liability insurance, this will cover you if your horse damages property or causes injury to someone else. Vet bills can be very expensive when compared to standard pet insurance used for cats and dogs.

    Utility Saving Expert compares all the leading insurance providers. It’s quick and simple to get an online quote within minutes.

    Transporting your horse

    Need to transport your horse? Compare cheap horsebox insurance quotes today