How To Get Motor Trade Insurance When You’ve Got A Motoring Conviction
- May 3, 2017
- Business Insurance
- by Chris
If you are in the motor trade and need traders insurance, a motoring conviction for drink driving or dangerous driving is the last thing you need. You would be right to think that your conviction will make it harder to get motor trade insurance. This is especially true if you need your insurance to cover you to drive vehicles, which you most likely will. However, it is not impossible.
There are two things to take into account when looking for motor trade insurance when you’ve got a motoring conviction.
The first is that fewer insurers will be willing to insure you. This is because they will see you as too much of a risk.
The second is that those insurers who are willing to insure you are likely to charge you a higher premium. This will cover them for the increased risk they believe they are taking with you.
The important thing to remember is that you must always tell your insurer about your conviction. If you do not, your insurance will be invalid and you could find you are not covered if you need to make a claim. This is too much of a risk to take.
One of the best places to start to look for motor trade insurance when you’ve got a motoring conviction is UtilitySavingExpert’s motor trade insurance quotation tool where you can find here. You enter all your details – including the details of your conviction – and you’ll be able to get quotes from a number of insurers. From there, check the small print to check you have chosen the insurer that is best for you and take it from there.