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Compare No Deposit Car Insurance Quotes

Several insurers offer you the option of being able to pay for your car insurance in manageable monthly instalment, some even offer no deposit car insurance. But, it is important to remember that you may be charged interest for the privilege of paying monthly and often a deposit of around 20% is required up-front.

However, there are insurance companies that will allow you to pay monthly with only a very low deposit and if you search hard enough, you will find companies that require no deposit at all.

Let’s look at this subject in more detail.

Pay Monthly –
Spread the Cost of Your Insurance

Car Insurance is necessary for you to have if you wish to drive on a public road. Unfortunately, the cost of car insurance seems to go up every year. Many policies are now costing more than £1,000 a year, an amount that for many is hard to pay in one lump sum, and so paying monthly can often make it more affordable.

However, it is important to remember that by paying monthly, you often have to pay additional costs which means in the long term you end up paying more than you would had you paid up-front.

If you are fortunate enough to be able to pay for your cover in one go, you will certainly save money by doing so.

Additional Information
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How Do I Reduce My Car Insurance Premiums?

There are a few ways you can reduce the cost of your cover, which would cut the amount you would need to pay up-front for an annual insurance policy.

One example would be increase the amount of voluntary excess you agree to have on your policy. The excess is the amount payable up front if you need to make a claim on your insurance, with your insurer paying the different between your excess and the total final value of your claim.

If you agree to a higher excess charge, then often it can lower your premiums but it is important to consider that you may have to pay out a significant sum if you are involved in an accident.

Deposits, Monthly Payments
and Interest

It is common practise for you to have to pay a deposit when you when you start a monthly instalment plan. This can be as much as 20% of the policy value and in rare cases even more.

Depending on the value of your insurance policy, the deposit itself may be a significant sum of money for you to have to find up-front, so much so that it may have made it impossible for you to purchase an insurance policy without the available of plans that over both low and no deposit options.

Apart from not having to pay a deposit, these policies are the same as other car insurance policies and provide a real lifeline for people who can’t afford to pay a large deposit.

No Deposit Car Insurance
Comparison with
Utility Saving Expert

It always pays to compare a wide range of insurers when you are looking to purchase or renew a car insurance policy.

Regardless of the type of policy you are looking for Utility Saving Expert can help. We compare over 100 different insurers to help you find the best deal for your personal circumstances and best of all it’s completely free to use our services.

Additionally, every time you buy car insurance through Utility Saving Expert, we make a donation to charities that fight fuel poverty here in the UK.

Compare, Switch and Save On Your Car Insurance with Utility Saving Expert today.