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The scrap metal industry is worth billions and plays a considerable part in the UK economy. If you run a scrap metal business, you need special mobile scrap collector's license across all vehicles used for business operations, plus insurance cover for your motor trade business.
A growing number of insurance firms provide insurance for scrap dealers, allowing you to manage a business that specialises in scrap metal with suitable cover.
Compare scrapyard insurance policies from a wide range of reliable insurance providers using Utility Saving Expert to find coverage that will suit your business needs.
Millions of tonnes of metal are recycled each year and scrap dealerships play an important part in that cycle, but scrap businesses face risks just like any other industry, such as financial losses if something goes wrong.
Scrap metal insurance is designed to protect against the unknown, for example, compensation if there is an incident that causes damage to your business premises or to equipment, machinery or tools that are essential for your business to run.
Insurance can also cover you if one of your employees or a member of the public has an injury that happened in your scrapyard or as a result of your business activities, or if there is theft of your stock.
Scrap insurance policies will be tailored to suit your dealership and can be scaled up or scaled down to appropriately match your day-to-day operations.
Your insurance policy can be compiled of a variety of cover:
It's incredibly difficult to estimate how much your scrap dealer insurance will cost without knowing the coverage you intend to take out.
As each policy is tailored to match your scarp metal business requirements, each motor trade insurance policy comes with its own specific details and a unique price tag.
Whilst it would be unrealistic to provide an average cost for scrap dealer coverage, it is possible to highlight the factors that insurance firms will look for when estimating your quotes.
In addition to the specific cover and add-ons you choose to feature in your policy, factors that will impact costs include:
There are some helpful tricks for encouraging cheaper scrap metal coverage, which can be quick and easy to implement. For example:
To find the cheapest deals for scrap dealer insurance, you should compare policies using Utility Saving Expert.
Add a few details about your business and insurance needs, then our online comparison tool will work instantly to generate insurance policies that offer the best value for money for your business.
Browse through the results to find a policy that suits you from an insurance provider with a high customer satisfaction rating, add on any extra layers of insurance that you require, and finalise your new insurance deal directly from UtilitySavingExpert.com.