01242 32 31 31


Compare 1st Central Car Insurance quotes

Ultimate Guide to First Central

1st Central Insurance launched in 2008 and the have quickly grown into a substantial insurance company issuing over 2 million policies. The offer a wide range of car insurance products and have been rated as a 5-star insurance company by the rating agency Defaqto. 1st Central are fast becoming a household name in the insurance industry.

1st Central have made a big commitment to their customers, promising highly competitive pricing and having a team in places which constantly adjusts prices based on industry trends, to ensure that deliver on the low prices they’ve committed to providing. In addition to market trends, 1st Central are aiming to be one step ahead of insurance fraudsters which is an immense help when trying to keep premiums low.

They are part of a much larger company called FCG. Employing over 500 people and having two offices in Haywards Heath, they are constantly working hard to ensure a high level of customer service whilst offering affordable cover to its customers.


They advertise as 1st Central Insurance Simple Driven, and provide many types of cover which includes Key Assist, Courtesy Car, Medical Expenses, Personal Belongings, Driving Abroad, Personal Accident, Liability, Windscreen, Fire & Theft, Accidental Damage and a highly competitive No Claims Bonus discount.

If you insure your car with 1st Central, you can drive your car in EU as they provide 90 days of insurance cover across the whole of Europe. In addition to this, drivers who insure themselves with 1st Central can drive in some other countries too such as Norway, Croatia, Switzerland, Iceland, Andorra and Liechtenstein.

An important thing to remember is that the standard policy offered by 1st Central, includes cover for each person in the vehicle should it be necessary for them to access medical services because of a car accident. In addition, if the accident is deemed to be a personal accident, they will pay out a much larger sum if the accident resulted in for instance a loss of limb or vision.

Another handy service included within 1st Central Policies is their lost key service, which if you need to use will not negatively affect your no claims bonus discount. Additionally, included within in the fully comprehensive cover is a courtesy car as standard whilst your car is repaired and generally you will be supplied with a ‘A Class’ vehicle such as a small hatchback.

This is just an overview of the services offered by 1st Central Insurance but, as a 5-star Defaqto rated insurer they are clearly doing a lot right.