Uber Food Delivery Insurance

Compare Uber Eats Delivery Insurance from top UK insurers

Compare Uber Eats Takeaway delivery insurance quotes from up to 17 of the UK’s top specialist hot food delivery insurers in minutes.

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Compare Uber Eats delivery driver insurance

Food delivery is in high demand. Apps like Uber Eats will transport hot, delicious meals from a consumer’s favourite restaurants directly to their door, and all the consumer needs to do to make that happen is tap their smartphone or ask Alexa.

Growing popularity in the food courier service opens up more jobs for takeaway drivers or riders, particularly those looking for flexible shifts that suit their lifestyle. If you’re interested in becoming an Uber Eats courier, you’ll need to take out special insurance to cover you whilst you work.

Fast food couriers need food delivery insurance to protect them on the roads whilst driving or riding during their delivery work. Whilst this type of insurance can be pricey, you can find competitive quotes from leading insurance providers using the comparison tool. It’s free to use, unbiased and can generate the best prices.

Fast food delivery insurance

How Utility Saving Expert helps find food delivery insurance

Competitive food delivery insurance deals

Compare insurance policies for all types of food delivery for couriers using vans, cars, motorbikes, mopeds, scooters, or bicycles.

Fast, relevant results

Get quotes, fast. It takes just a couple of minutes to add some details about yourself, allowing the comparison service to tailor the results to suit your circumstances as a delivery driver

Independent and impartial

We aren’t tied to an insurance provider and always provide an honest and impartial comparison, so you’re guaranteed to get access to the best prices.

Finding the right insurance policy

Class 1 business use insurance

Avoid this type of insurance. It is intended for short business journeys and generally for office-type jobs, for example, when staff need to travel between client meetings. This is insufficient insurance for you as a delivery driver.

Class 3 business car insurance

Offering a greater level of insurance, this type of insurance is sometimes called commercial car insurance. It allows you to use your car for work purposes. This is what you need as delivery driver car insurance, but it’s better to be even more specific.

Specialist hot food delivery insurance

Looking specifically for hot food delivery insurance or specialist takeaway delivery insurance helps your insurance company differentiate your work from that of a package courier or taxi driver. This will mean you get more specific quotes and possibly lower premiums.

Courier insurance

A sub-set of business insurance, courier insurance covers you to deliver goods on behalf of your clients (the restaurants) to various drop-off points (the homes of your customers). This will usually also protect the actual goods you’re transporting for theft, damages and loss in transit.

Types of Cover

How to reduce the cost of Uber Eats delivery insurance

Navigating busy urban roads in darkness or at rush hour increases the dangers that Uber Eats couriers face during each delivery. Due to this, insurance policies can have high premiums, but there are a number of ways to counter this.

Firstly, comparing multiple quotes will put you in a strong position to find affordable Uber Eats delivery insurance. On top of that, there are simple ways to improve your chances of being offered quotes with lower premiums.

Driving history

Driving history

Having good driving history with no claims and a clean license will show your insurer that you are a safe driver with a low risk of making a claim.


You can usually reduce the annual premium for your car courier insurance if you increase the excess you’d be willing to pay if there was an accident.


Professional drivers can take ongoing training to stay sharp on the roads. Providing evidence of this to insurers will usually lower premiums.


Taking security measures like fitting gadgets and parking securely lower premiums because you reduce the likelihood of your car being targeted by thieves.

How to compare quotes

You don’t make your takeaway customers wait around for you to deliver their food, and you shouldn’t have to wait around for food delivery insurance quotes.

Compare and select an insurance policy online within a few minutes. The process is quick and easy, so you don’t need to waste any time that you’d prefer to spend clocking on for a new shift.

There are a few simple steps to comparing takeaway delivery insurance quotes:

  1. Visit UtilitySavingExpert.com to use the free comparison tool
  2. Input some details about you, your driving history and vehicle
  3. Browse through the results we generate, tailored to your requirements
  4. Select the policy that offers the best value for your needs.

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Frequently Asked Questions (FAQs)

Do I need insurance to deliver food for Uber Eats?

Yes, you are required to have insurance to deliver food for Uber Eats. If you are in an accident while delivering food, your personal insurance may not cover you. This is because personal insurance policies typically do not cover commercial use of your vehicle. Uber Eats requires all drivers to have hire and reward insurance or a commercial endorsement on their personal policy.

How much does Uber Eats delivery insurance cost?

The cost of Uber Eats delivery insurance varies depending on a number of factors, including your age, driving history, and the type of vehicle you drive. In general, you can expect to pay between £100 and £200 per month for insurance.

How do I get Uber Eats delivery insurance?

You can get Uber Eats delivery insurance from a number of different insurance companies. You can compare rates and policies from different companies online or by calling a few different agents. Once you have chosen an insurance company, you will need to provide them with some information about yourself and your vehicle, such as your name, address, driver’s license number, and vehicle identification number. You will also need to provide them with information about your driving history, such as the number of accidents you have been in and the number of tickets you have received.