Uber Food Delivery Insurance
Compare Uber Eats Delivery Insurance from top UK insurers
Compare Uber Eats Takeaway delivery insurance quotes from up to 17 of the UK’s top specialist hot food delivery insurers in minutes.


Compare Uber Eats delivery driver insurance
Food delivery is in high demand. Apps like Uber Eats will transport hot, delicious meals from a consumer’s favourite restaurants directly to their door, and all the consumer needs to do to make that happen is tap their smartphone or ask Alexa.
Growing popularity in the food courier service opens up more jobs for takeaway drivers or riders, particularly those looking for flexible shifts that suit their lifestyle. If you’re interested in becoming an Uber Eats courier, you’ll need to take out special insurance to cover you whilst you work.
Fast food couriers need food delivery insurance to protect them on the roads whilst driving or riding during their delivery work. Whilst this type of insurance can be pricey, you can find competitive quotes from leading insurance providers using Utility Saving Expert’s comparison tool. It’s free to use, unbiased and is guaranteed to generate the best prices.
Fast food delivery insurance
Standard cover that insures you when you’re driving your vehicle for personal use won’t protect you whilst you’re delivering takeaway meals. You’ll require specialist insurance, and you might come across a few different names during your search.
Delivering food using your own vehicle will usually mean you’re providing a hire for reward service, which is a business service. Therefore, you’re looking for a specific sub-set of business car insurance. You should avoid class 1 business use insurance, as this won’t cover your delivery work.
Insurers will often consider carriers of goods as high risk. This is because, as part of your delivery work, you may:
- Cover many miles and make multiple stops
- Race against the clock to deliver food before it gets cold
- Transport goods that may attract thieves
- Work long hours, often in darkness
As food deliveries will not involve cargo that is of high value, the likelihood of theft is reduced compared to if you were a courier of luxury items. You might be able to reduce your premiums by being specific about the type of delivery service you offer.
How Utility Saving Expert helps find food delivery insurance
Competitive food delivery insurance deals
Compare insurance policies for all types of food delivery for couriers using vans, cars, motorbikes, mopeds, scooters, or bicycles.
Fast, relevant results
Get quotes, fast. It takes just a couple of minutes to add some details about yourself, allowing us to tailor our results to suit your circumstances as a delivery driver.
Independent and impartial
We aren’t tied to an insurance provider and always provide an honest and impartial comparison, so you’re guaranteed to get access to the best prices.

Finding the right insurance policy
Class 1 business use insurance
Avoid this type of insurance. It is intended for short business journeys and generally for office-type jobs, for example, when staff need to travel between client meetings. This is insufficient insurance for you as a delivery driver.
Class 3 business car insurance
Offering a greater level of insurance, this type of insurance is sometimes called commercial car insurance. It allows you to use your car for work purposes. This is what you need as delivery driver car insurance, but it’s better to be even more specific.
Specialist hot food delivery insurance
Looking specifically for hot food delivery insurance or specialist takeaway delivery insurance helps your insurance company differentiate your work from that of a package courier or taxi driver. This will mean you get more specific quotes and possibly lower premiums.
Courier insurance
A sub-set of business insurance, courier insurance covers you to deliver goods on behalf of your clients (the restaurants) to various drop-off points (the homes of your customers). This will usually also protect the actual goods you’re transporting for theft, damages and loss in transit.
Types of Cover
Just like with standard vehicle insurance, you can choose from three types of cover:
- Comprehensive
- Third party fire and theft
- Third party only
Comprehensive cover provides the best protection if there is an incident. Thid party only cover provides the least protection, and whilst some people expect this to be the cheapest option, it’s a common misconception. It’s a good idea to compare quotes across all levels of cover, to be sure you’ll find a deal offering the best value for money.
How to reduce the cost of Uber Eats delivery insurance
Navigating busy urban roads in darkness or at rush hour increases the dangers that Uber Eats couriers face during each delivery. Due to this, insurance policies can have high premiums, but there are a number of ways to counter this.
Firstly, comparing multiple quotes will put you in a strong position to find affordable Uber Eats delivery insurance. On top of that, there are simple ways to improve your chances of being offered quotes with lower premiums.
Driving history
Excess
Training
Security

How to compare quotes
You don’t make your takeaway customers wait around for you to deliver their food, and you shouldn’t have to wait around for food delivery insurance quotes.
Compare and select an insurance policy online within a few minutes. The process is quick and easy, so you don’t need to waste any time that you’d prefer to spend clocking on for a new shift.
There are a few simple steps to comparing takeaway delivery insurance quotes:
- Visit UtilitySavingExpert.com to use our free comparison tool
- Input some details about you, your driving history and vehicle
- Browse through the results we generate, tailored to your requirements
- Select the policy that offers the best value for your needs.
Frequently Asked Questions (FAQs)
Do I need insurance to deliver food for Uber Eats?
Yes, you are required to have insurance to deliver food for Uber Eats. If you are in an accident while delivering food, your personal insurance may not cover you. This is because personal insurance policies typically do not cover commercial use of your vehicle. Uber Eats requires all drivers to have hire and reward insurance or a commercial endorsement on their personal policy.
How much does Uber Eats delivery insurance cost?
The cost of Uber Eats delivery insurance varies depending on a number of factors, including your age, driving history, and the type of vehicle you drive. In general, you can expect to pay between £100 and £200 per month for insurance.
How do I get Uber Eats delivery insurance?
You can get Uber Eats delivery insurance from a number of different insurance companies. You can compare rates and policies from different companies online or by calling a few different agents. Once you have chosen an insurance company, you will need to provide them with some information about yourself and your vehicle, such as your name, address, driver’s license number, and vehicle identification number. You will also need to provide them with information about your driving history, such as the number of accidents you have been in and the number of tickets you have received.