Just Eat Insurance

When you’re driving your car for work purposes, standard car insurance cover isn’t enough. For delivering takeaway food, you’ll need specialist cover. There are a few common terms to look for:

• Food delivery insurance
• Fast food delivery insurance
• Food courier insurance
• Just Eat delivery insurance

All of these fall under the hire and reward category, a type of business car insurance that protects you whilst driving your vehicle to deliver a service in exchange for payment, like delivering food.

If you’re just starting your journey as a Just Eat food delivery driver, you might be surprised at the cost of insurance. It is more expensive to get food courier coverage than personal car insurance because insurers consider you a higher risk. From the perspective of the insurance firm, your delivery work involves:

• time pressure to deliver food whilst it is still warm,
• multiple stops in unfamiliar places,
• possibly working at night and in darkness,
• spending long periods on the roads.

All of these factors signal to insurers that you are more likely to be involved in a road traffic accident and make a claim. Whilst navigating busy roads in all driving conditions does put you at greater risk, there are several ways to show providers that you are a safe and responsible driver who is unlikely to claim on your insurance. This can lower the cost of your insurance premiums, providing you with the cheapest possible Just Eat food delivery insurance deals.