Compare Deliveroo takeaway delivery insurance quotes from up to 17 of the UK's top specialist hot food delivery insurers in minutes.
Complete just one short form
Compare UK specialist insurers
Find a policy to suit your needs
Working for a fast-food delivery service like Deliveroo is an attractive prospect. The takeaway industry is booming, opening up jobs for delivery drivers and riders to make a living by working flexibly and building shifts around their own schedules.
These highly flexible working patterns mean delivery drivers may be on the road for long periods of time, often at night or during rush hour in cities. To protect yourself whilst on the roads, taking out fast food delivery insurance is essential for Deliveroo couriers, and you are responsible for getting the right cover for your work.
Standard motor insurance that covers you whilst you drive your vehicle for personal use is not sufficient for delivery driving. There are a range of policies tailored to delivery drivers, including pay as you go delivery insurance that matches the flexibility of Deliveroo jobs.
Having adequate cover is a legal requirement, and it’s particularly important due to the conditions of delivery work. From an insurer’s perspective, courier work increases the likelihood of you making a claim by its very nature.
This is because travelling through busy UK traffic to deliver food comes with risks. Whether you’re driving a car, riding a motorbike, moped, scooter or even a bicycle, make sure you are sufficiently covered in case a road accident happens.
You might look for food courier insurance with an added courtesy vehicle, which would mean you can continue working even if your car becomes damaged.
Another option is to look for pay-as-you-go food delivery insurance to cover you during a shift, then convert back to standard insurance when you clock off. This way, you could make savings by only paying extra for insurance when you need it.
Finding specific insurance that is tailored to your job is important, but it’s not complicated. You can compare competitive Deliveroo delivery insurance policies instantly using Utility Saving Expert’s comparison tool.
The comparison process is quick, and within a few minutes you’ll be on track to securing takeaway driver cover at the best value for money with a trusted insurance company. You won’t even need to miss a shift to find a new policy.
Comparing food courier insurance policies is easy when you use Utility Saving Expert to generate relevant quotes. All you need to do provide is a few basic details. These include information about:
After you finish inputting your details, our comparison tool will generate a wide range of quotes from trusted insurance companies that are tailored to your needs.
Whilst searching for Deliveroo insurance, you might come the following types of cover:
Every car on the road needs cover for social, domestic and pleasure. It’s for drivers using their vehicles in their free time, rather than for work. Social, domestic and pleasure won’t cover you for fast food deliveries.
Hire and reward is the coverage you need for delivering orders, and it’s a requirement for Deliveroo workers using cars and scooters to have this level of cover. It’s a specific type of insurance for carrying out food deliveries.
To use your private vehicle as a takeaway driver, you need to take out specialist food delivery insurance. This is a legal requirement and it’s important you have the correct coverage to protect yourself if you are involved in a crash, even if it isn’t your fault.
Without the right cover, your insurance could be void. Your vehicle that you rely on for work is important for your livelihood, but you risk losing your vehicle and perhaps your employment if you find yourself in an accident without the correct insurance to protect you.
Even more serious, if you are involved in an accident that injures another person, damages another vehicle or someone’s property, without the correct insurance, you could be financially liable.
For peace of mind, put an appropriate policy in place. With the right cover, you can focus your attention on your work without additional worries.
Food courier insurance costs depend on a variety of factors. Just like with personal car insurance, these may include:
With business insurance for fast food deliveries, your quote will also be affected by other factors, such as the:
Just like with personal car insurance, for commercial car insurance you can choose the level of cover between:
Food courier insurance will almost certainly be more expensive than standard car insurance, because as a delivery driver or rider, you present a larger risk.
If you deliver takeaways in cities, you’ll be presented with many additional hazards, navigating busy roads and nearby pedestrians, or parked cars lining the streets when you make a drop-off.
It’s likely that you’ll be covering many miles and driving for long hours, often at night. You will also be working under time pressure to deliver food to your customers whilst it’s still warm.
All of these factors raise the prices insurance companies will quote you, because they anticipate that you are more likely to make a claim.
However, you can reduce your quotes for fast food delivery insurance in similar ways to how you would keep domestic car insurance down:
Whether you’ll be driving a car or van, or riding a motorbike, moped, scooter or even bicycle, it’s easy to understand the value each policy offers when you compare with Utility Saving Expert. Find the policy that best suits your need within minutes.