Deliveroo Delivery Insurance

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Compare & save on Deliveroo delivery insurance

Working for a fast-food delivery service like Deliveroo is an attractive prospect. The takeaway industry is booming, opening up jobs for delivery drivers and riders to make a living by working flexibly and building shifts around their own schedules.

These highly flexible working patterns mean delivery drivers may be on the road for long periods of time, often at night or during rush hour in cities. To protect yourself whilst on the roads, taking out fast food delivery insurance is essential for Deliveroo couriers, and you are responsible for getting the right cover for your work.

Standard motor insurance that covers you whilst you drive your vehicle for personal use is not sufficient for delivery driving. There are a range of food delivery insurance policies tailored to delivery drivers, including pay as you go delivery insurance that matches the flexibility of Deliveroo jobs.

Getting the right coverage

Having adequate cover is a legal requirement, and it’s particularly important due to the conditions of delivery work. From an insurer’s perspective, courier work increases the likelihood of you making a claim by its very nature.

This is because travelling through busy UK traffic to deliver food comes with risks. Whether you’re driving a car, riding a motorbike, moped, scooter or even a bicycle, make sure you are sufficiently covered in case a road accident happens.

You might look for food courier insurance with an added courtesy vehicle, which would mean you can continue working even if your car becomes damaged.

Another option is to look for pay-as-you-go food delivery insurance to cover you during a shift, then convert back to standard insurance when you clock off. This way, you could make savings by only paying extra for insurance when you need it.

Finding specific insurance that is tailored to your job is important, but it’s not complicated. You can compare competitive Deliveroo delivery insurance policies instantly using Utility Saving Expert’s comparison tool.

The comparison process is quick, and within a few minutes you’ll be on track to securing takeaway driver cover at the best value for money with a trusted insurance company. You won’t even need to miss a shift to find a new policy.

How to compare Deliveroo insurance

Why you need food delivery insurance

To use your private vehicle as a takeaway driver, you need to take out specialist food delivery insurance. This is a legal requirement and it’s important you have the correct coverage to protect yourself if you are involved in a crash, even if it isn’t your fault.

Without the right cover, your insurance could be void. Your vehicle that you rely on for work is important for your livelihood, but you risk losing your vehicle and perhaps your employment if you find yourself in an accident without the correct insurance to protect you.

Even more serious, if you are involved in an accident that injures another person, damages another vehicle or someone’s property, without the correct insurance, you could be financially liable.

For peace of mind, put an appropriate policy in place. With the right cover, you can focus your attention on your work without additional worries.

Compare Deliveroo Delivery Insurance from top UK insurers

The cost of food delivery insurance

Finding affordable coverage

Food courier insurance will almost certainly be more expensive than standard car insurance, because as a delivery driver or rider, you present a larger risk.

If you deliver takeaways in cities, you’ll be presented with many additional hazards, navigating busy roads and nearby pedestrians, or parked cars lining the streets when you make a drop-off.

It’s likely that you’ll be covering many miles and driving for long hours, often at night. You will also be working under time pressure to deliver food to your customers whilst it’s still warm.

All of these factors raise the prices insurance companies will quote you, because they anticipate that you are more likely to make a claim.

However, you can reduce your quotes for fast food delivery insurance in similar ways to how you would keep domestic car insurance down:

  • Choose a vehicle that is categorised as lower risk
  • Park your vehicle safely
  • Install additional security measures
  • Build and protect your no-claims bonus
  • Select a higher voluntary excess
  • Install a black box or telematics device
  • Shop around for deals using our online comparison tool

Customer reviews

Tyler Price

Results appear very quickly on the website, and it is very easy to use. Upon selecting the right insurer, it takes you to their website for completion. As a result, I saved almost £100 over the quote I received from my previous insurer. I’m impressed!

Date of experience: 06 December 2022
Source: Trustpilot

J Osborne

2nd time I’ve used the site. There quite new as comparison sites go, but, what I really like is that not only do they save me plenty of £££, they also donate to fuel poverty charities to help those in need.

Date of experience: 03 March 2020
Source: Trustpilot

Mike Rye

Used to get insurance for delivering as an Uber Eats driver. Got a few quotes from brokers and ended up with a great deal.

Date of experience: 04 March 2020
Source: Trustpilot

Jon Scott

Good service, easy to use. Will use again as helped me save some money.

Date of experience: 04 March 2020
Source: Trustpilot

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Whether you’ll be driving a car or van, or riding a motorbike, moped, scooter or even bicycle, it’s easy to understand the value each policy offers when you compare with Utility Saving Expert. Find the policy that best suits your need within minutes.

Need food delivery insurance? Compare quotes with Utility Saving Expert today.

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Frequently Asked Questions (FAQs)

Does Deliveroo have insurance for food delivery?

Yes, Deliveroo provides insurance coverage for food delivery.

What kind of insurance coverage does Deliveroo provide?

Deliveroo provides public liability and product liability insurance for food delivery.

What does public liability insurance cover?

Public liability insurance covers any damage to property or injury to people caused by a delivery rider.

What does product liability insurance cover?

Product liability insurance covers any damage or injury caused by a product being delivered by a rider.

Does Deliveroo provide insurance for other services?

Yes, Deliveroo provides coverage for other services, such as alcohol delivery and grocery delivery.

Is Delivery insurance mandatory?

Yes, all Deliveroo riders must have insurance coverage in order to be able to deliver food and other products.